Welcome to www.fideforum.org ("Website") provided by FIDE FORUM. Please read the following terms and conditions that govern the use of this Website (“Agreement”) carefully before you use this Website. By assessing any part of this Website, you shall be deemed to agree to be bound by the Agreement and our Privacy Policy. In this Agreement, “FIDE FORUM”, “we” or “us” refers to FIDE FORUM, and “you” or “your” refers to you as the user of the Website.
FIDE FORUM may update or modify the Agreement at any time at our sole discretion and without prior notice to you, by posting the revised Agreement on the Website. Any revised Agreement will be applicable from the time of posting on the Website. For this reason, we encourage you to review the terms and conditions of the Agreement whenever you use this Website. Your use of this Website following any such posting of the revised Agreement constitutes your unconditional agreement to follow and be bound by the Agreement as changed.
 
Disclaimer
This Website contains information and materials compiled by FIDE FORUM for reference only. The use of the Website is at the user's sole risk. While we endeavour to publish information or material as timely and accurately as possible, FIDE FORUM makes no representations or warranties of any kind with regard to the Website and its content as well as the information and material contained in the Website and shall not be responsible for any consequential effect, nor be liable for any loss or damage, howsoever caused. We also accept no responsibility or liability for any interruption or delay in the access to the Website.

Any information or material we provide about how we may interpret the law or how certain problems may be addressed is provided generally without considering the user's specific circumstances and should not be regarded as a substitute for professional advice.
 
Intellectual Property
Unless otherwise stated, all materials contained in the Website, including design, text, and images, as well as any software programmes or contents available on the Website are protected by copyright, trademark or other proprietary rights owned by FIDE FORUM. No part of this Website may be reproduced or stored in any other website or be included in any public or private electronic retrieval system or services without prior written permission from FIDE FORUM.

Subject to the above, you may, however, download and view the contents or print a copy of the contents on the Website for your personal or non-commercial use only provided that you do not modify the copy from how it appears on this Website, share or distribute any material that you download or print, and you maintain and abide by any copyright or trademark notice or restriction in any material that you download or print. All rights not expressly granted are reserved.

This Website may include third party contents that are the property of their respective owners as identified in the Website. Such third party content is subject to that third party's terms of use and it is your duty to comply with the same.

Passwords and Accounts
You are responsible for maintaining the confidentiality of the password used to access your account and restricting access to your computer. FIDE FORUM is not under any obligation to verify the actual identity or authority of any user of a password and login name. FIDE FORUM may rely on the authority of anyone accessing your account or using your password and will not be liable for any damages and expenses arising out of or relating to any unauthorised use of such account or password. You agree that you are responsible for all activities that occur under your account.

You agree to notify FIDE FORUM immediately in the event that the confidentiality of your account or password is compromised. FIDE FORUM has the right to take any actions that it deems reasonable in such event provided that it shall have no liability for any acts or omissions in this regard.

FIDE FORUM may cancel or suspend your account at any time for any reason without any notice or liability to you or any other person.
 
Termination
Either FIDE FORUM or you may terminate your account at any time. If you no longer accept the Agreement or any future modification to the terms and conditions of the Agreement, you must cease using the Website. If, for any reason, we believe that you have not complied with the Agreement, we may at our sole discretion terminate your account and cancel your access to the Website immediately and without prior notice.
 
Links/ Hyperlinks
FIDE FORUM cannot attest to the accuracy of information provided by linked websites. Any information, material or content referred to or linked from this Website is provided without representation or warranty or endorsement by FIDE FORUM. References on this Website to any names, marks, products or services of third parties or hypertext links to third party websites or information are provided solely as a convenience to you to help you locate information on topics that may be of interest to you. If you decide to link to any such third party websites, you do so entirely at your own risk. Your use of such third party websites is subject to the terms and conditions of use and the privacy policies of such websites.

No part of this Website may be linked to any other website without the prior written permission of FIDE FORUM. Any request for the establishment of a link to this Website should be written and sent to:

Administrator
FIDE FORUM
Level 12, Axiata Tower, Jalan Stesen Sentral 5,
Kuala Lumpur Sentral,
50470 Kuala Lumpur.
T: + 603-2173 7436
E: alumni@fideforum.org
 
 
Merchandise Content
Product descriptions, representations, and performance claims on the Website are provided by our vendors and are not independently verified by FIDE FORUM. The accuracy of such representations is the sole responsibility of the vendors. While this Website attempts to be accurate in its product descriptions, FIDE FORUM does not represent or warrant that product descriptions or other contents on this Website are accurate, complete, reliable, current, or error-free and we accept no responsibility or liability in respect of such product descriptions, representations and performance claims.
 
User’s Comments
For all reviews, comments, feedback, suggestions, ideas, and other submissions disclosed, submitted or offered to FIDE FORUM on or through this Website, by mail or telephone, or otherwise disclosed, submitted or offered in connection with your use of this Website (collectively, the "Comments") you grant FIDE FORUM a perpetual, royalty-free, irrevocable, transferable, unrestricted, sub-licensable right and license to use the Comments however FIDE FORUM desires, including without limitation, to use, copy, reproduce, disclose, modify, delete in its entirety, adapt, publish, display, translate, create derivative works from and/or distribute such Comments and/or incorporate such Comments into any form, medium or technology throughout the world and for any purpose without restriction and without compensating you in any way.

For this reason, we ask that you not send us any Comments that you do not wish to license to us as described above, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork. FIDE FORUM is and shall be under no obligation: (1) to display, maintain or use the Comments in any way; (2) to maintain any Comments in confidence; (3) to pay to the user any compensation for any Comments; or (4) to respond to any Comments.

You represent and warrant that you are solely responsible for the Comments or that you have the right to distribute and reproduce the Comments to us and to grant the license that you have granted above. You hereby waive all your moral rights in the Comments for the benefit of FIDE FORUM. You agree not to use a false email address, impersonate any person or entity, or otherwise mislead as to the origin of any Comments you submit.

You are and shall remain solely responsible for the content of any Comments you submit. You agree that we do not endorse or support any Comments submitted and you acknowledge that we have the right but not the obligation to pre-screen, monitor, review or edit any Comments submitted.  FIDE FORUM takes no responsibility and assume no liability for any Comments submitted by you or any third party. You agree to indemnify FIDE FORUM for all claims resulting from or relating to any Comments you submit.

Information volunteered by you in relation to researches or surveys is kept confidential and is not used for purposes outside of the intent of the surveys unless otherwise stipulated.
 
Objectionable Content
You understand that by using this Website or any services provided on the Website, you may encounter content that may be deemed by some to be offensive or objectionable, which content may or may not be identified as such. You agree to use this Website and any service at your sole risk and that FIDE FORUM shall have no liability to you for content that may be deemed offensive or objectionable.
 
Indemnification
You agree to defend, indemnify and hold FIDE FORUM, its directors, employees and representatives harmless from and against all loss, actions, claims, damages, costs and expenses, including but not limited to legal fees and disbursements on a full indemnity basis, arising from or related to your unlawful use of this Website or any breach of this Agreement. This provision shall survive the termination of this Agreement and remain in full force and effect.
 
Miscellaneous
The failure of FIDE FORUM to exercise or enforce any right or provision of these terms and conditions of the Agreement shall not constitute a waiver of such right or provision. If any part of these terms and conditions are determined to be invalid or unenforceable pursuant to applicable law, then the invalid and unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision or severed from the Agreement if there are no such enforceable provision to supersede the unenforceable provision, and the remainder of the other provisions of the terms and conditions shall continue in full force and effect.

This Agreement shall be governed by and construed in accordance with the laws of Malaysia, without regard to its conflict of laws rules. You irrevocably submit to the exclusive jurisdiction of the courts of Malaysia.

Any rights not expressly granted herein are reserved. 
 

FIDE FORUM is committed to the protection of your personal information and privacy. This Privacy Policy is issued pursuant to the requirements under the Personal Data Protection Act 2010 (“Act”). The terms “personal data” and “processing” appearing in this Privacy Policy shall have the same meaning as prescribed in the Act.
 
Personal Data
The personal data processed by us may include your name, home address, email address, contact details, age, occupation, race, religion, marital status, identity card or passport information. It may also include your employment related details and history, directorship and shareholding in companies as well as photographs and recordings of you when you attend our programmes and events and any additional information which you may subsequently provide.
 
Source of Personal Data
We may collect personal data from you through several methods which include:

• data or information you provide to us by whatever means and/or in whatsoever manner, such as through subscriptions, registrations, forms and surveys;
• data or information obtained independently by us or have been provided to us from other lawful sources or publicly available sources, such as companies that help us update our records and information;
• data or information obtained from other sources where you have given your consent to the disclosure of information relating to you (for example, from your company) and where it is lawfully permitted;
• data or information automatically collected when you visit our Website, such as via cookies;
• data or information obtained from any email, correspondence and inquiry from you or with us; and
• data or information obtained from business cards given to our employees or agents.

 
Use of Cookies
Like many other web sites, FIDE FORUM Website uses "cookies" to help you enhance your on line experience with us. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the FIDE FORUM service or Website you visit.
 
Purposes of processing (including disclosing) your Personal Data
Your personal data may be processed, collected and used for purposes related to FIDE Forum (“Purposes”), which include:

• to process, manage and deal with your account and FIDE FORUM membership matters including payment of membership fees and verification of members’ identities;
• to communicate with you, which include to inform and extend to you invitations to meetings and discussions with financial regulators, workshops, courses, forums, consultation sessions, continuous professional development plans and other learning programmes, events and talks hosted, arranged or facilitated by FIDE FORUM and other related activities;
• to make arrangements for your attendance at the activities mentioned above and obtaining your feedback, where relevant;
• to provide you with the relevant access to research materials and reports;
• for promotional and marketing purposes;
• to send survey questionnaires to you to obtain feedback on issues that concern, or are of interest, to the financial services industry.

 
Disclosure of Personal Data
We will not disclose your personal data to any third party unless it is required for any of the Purposes above. The third parties we may provide the personal data to include but are not limited to the service providers to FIDE FORUM, relevant third parties as required under law pursuant to relevant contractual relationship or for the Purposes above and organisers of events, conferences, meetings, forums, seminars or like events, whether located within or outside Malaysia. We may also disclose your personal data to other members of FIDE FORUM by publishing your images, photographs, voice and video recording on the members-only areas of the FIDE Website without payment or compensation to you.  

We may combine all the information we collect to provide general statistics. We may share data with appointed service providers to help us perform statistical analysis. In those cases, all such third parties are prohibited from using your personal information except to provide services to FIDE FORUM, and they will be required to maintain the confidentiality of your information.

We will retain your personal data from the date of collection for as long as it is necessary for the above Purposes or to comply with legal, regulatory and internal requirements.
 
Access / Correction / Update of your Personal Data
You have the right to request access to your personal data held by us to ensure that it is accurate, complete and not misleading and that such data is kept up to date. If you believe that personal data we hold about you is incorrect, incomplete or inaccurate, you may access or update or correct your personal data held by us, by giving us the feedback available at our "At Your Service” page.
We reserve the right to validate all requests for the authenticity of the request.
 
Failure to provide Personal Data and Withdrawal of Consent
Failure to provide the requested information may adversely affect your ability to enjoy the full benefits of the FIDE FORUM Website and affect our ability to fulfil the Purposes above.

You may also withdraw your consent or restrict the purposes and methods in which we process your personal data and the personal data relating to other persons who may be identified from your personal data. If you wish to withdraw your consent for us to process your personal data, please inform us our "At Your Service” page.

If you withdraw your consent or restrict the purposes and methods in which we may process your personal data, we may not be able to continue to deal with you. Notwithstanding this, we will not be able to provide the following:
 

• For members, we will not be able to identify you as a member to allow you access to member privileges areas of the Website or keep you updated about our future, new and / or enhanced services.
• For non-members, we will not be able to identify you to process your pending or future requests submitted to us from the point of successful withdrawal of consent.

We reserve the right to validate all requests for the authenticity of the request.
Please note that notwithstanding the withdrawal of your consent, we may still process your personal data under circumstances permitted by law.
 
Links within FIDE FORUM Website
This Privacy Policy does not cover links within this Website to other websites.
 
Changes to Privacy Policy
We may review and update this Privacy Policy from time to time to reflect the changes in operations or laws or regulations, without prior notice. You are advised to review our Privacy Policy periodically to ensure that you are familiar with the latest version. By continuing to communicate and deal with us after posting of our latest Privacy Policy, you are deemed to have accepted and consented to the revision and update contained therein.
 
Contact Us:
If you have any queries, concerns or complaints in relation to our Privacy Policy, please contact FIDE FORUM at:

Administrator
FIDE FORUM
Level 12, Axiata Tower, Jalan Stesen Sentral 5,
Kuala Lumpur Sentral,
50470 Kuala Lumpur.
T: + 603-2173 7436
E: alumni@fideforum.org
 
Your Consent
Please take note that by using the Website and dealing with us, you shall be deemed to agree and consent to us processing or continuing to process your personal data in accordance with the terms of this Privacy Policy.